Bajaj Allianz launches ‘Health Prime’ rider; all you need to know

Bajaj Finserv Limited is an Indian non-banking financial services company with its headquarters located in Pune. The company’s primary focus is on providing services in lending, asset management, wealth management, and insurance. The financial services and wind energy businesses were transferred to Bajaj Finserv Limited (BFL) as part of a demerger from Bajaj Auto Limited. This demerger was officially approved by the High Court of Judicature at Bombay through its order dated December 18, 2007.

Bajaj Allianz

Bajaj Allianz General Insurance, a well-known private general insurance company in India, has unveiled its enhanced “Health Prime” rider. This rider is designed to enhance their existing health insurance and personal accident policies, providing a comprehensive range of benefits and holistic healthcare solutions to their customers. The upgraded Health Prime Rider introduces new coverage options, such as dental wellness, emotional well-being, diet and nutrition consultations, and physical fitness coverage. These additions complement the existing features, which include teleconsultation, doctor consultation, investigations (pathology and radiology), and annual preventive health check-up coverage. To access these benefits, customers can make use of the “Caringly Yours” app offered by Bajaj Allianz General Insurance. The Health Prime Rider offers a choice of eight individual plans with premiums starting at ₹117 and going up to ₹24,932, excluding GST. Additionally, there are six floater plans available, with premiums ranging from ₹2,120 to ₹30,380, excluding GST.

In his statement regarding the updated Health Rider Policy, Tapan Singhel, the Managing Director (MD) & CEO of Bajaj Allianz General Insurance, emphasized the company’s commitment to providing comprehensive insurance solutions with a forward-thinking approach. Singhel stressed the focus on preventive healthcare over curative measures, stating, “At Bajaj Allianz General Insurance, we have consistently maintained a forward-thinking approach in delivering comprehensive insurance solutions. Our goal is to create a holistic wellness ecosystem through the ‘Health Prime’ Rider, placing a strong emphasis on preventive healthcare rather than a curative one.” He further explained, “Providing these additional coverages will support our customers by catering to their everyday healthcare needs, facilitating a healthier lifestyle. With the Health Prime rider, we aim to equip our customers and encourage them to lead a healthier life, underscoring our commitment to overall health and emotional well-being.”

The Health Prime Rider is available through both group and retail channels, specifically for selected health insurance and personal accident policies offered by Bajaj Allianz General Insurance. Customers have the flexibility to add this rider when purchasing new policies or during policy renewal through all available company channels. Additionally, customers can take advantage of family discounts, long-term discounts, and online discounts. Further reductions in the premium can be achieved by selecting a 20% co-payment option.